LIC Merchant is those individuals who are involved in the premium collection process by LIC of India. Merchants work like a link between Policy buyers and LIC of India. LIC merchant looks for details about Premium collection and also updates its details. 

This website is designed for the agents of LIC India who are working online in the LIC portal and who are having access to the Premium collection process by LIC of India to login to LIC Merchant Login and the employee or a CLIA of LIC India. So, if they want to login to the LIC MERCHANT PORTAL they can log in by clicking the above button MERCHANT LOGIN HERE.

How to become a LIC Agent for LIC Merchant Login?


LIC ( Life Insurance Company Of India ) is one of the oldest and most trusted insurance companies in India. LIC has to build great trust among citizens. The secret of this much growth is its agents known to me and you as LIC agents.

The company itself provides the training to become an agent. Becoming a LIC agent is one of the greatest jobs. Actually, you are your own boss and you can do it both as part-time or full time.

If you are looking for a complete guide on how to become a LIC agent then you are at the right place.

Here’s a step by step guide on how to become a LIC agent:

1. Eligibility Requirements Documents

This is the first and most basic step to become a LIC agent. You must be at least 18 years old and must be a citizen of India. For this, you will require the Date Of Birth ( DOB ) certificate. This is the most basic document we have. If you don’t have your DOB certificate then visit Municipal Corporation nearby and get it made. You will require this document when going for the interview.

2. Qualified 10th Standard in School

To become a LIC Agent, you must be qualified in the 10th class exams and have the official certificate issued by the education board and also signed by the school. If you are 10th passed but don’t have the certificate then just visit your school and ask for it.

3. Must have A PAN Card:

This is the last document required to become a LIC agent. You must have your PAN Number or Pan Card ( Permanent Account Number ). If you have all these documents then you are ready for the next step. If you don’t have then visit then you can even apply online. You need to submit some documents such as photo, Aadhar card, DOB, or any other to get the PAN card. It will be delivered to your address and the date will be mentioned.

4. Interview and Training:

If your all required documents are with you then you are ready for this step. Visit the nearest LIC Branch and meet the development officer. The development officer will take your personal interview and if you are qualified, then the LIC Training program is waiting for you. The training program will be of 25 hours. In the training, you will be getting all the information related to the exam and all other steps.

5. Prepare For IRDAI Exam exam

After the personal training, you have to register for an exam. Be sure you prepare well for the exam. For the preparation material, you can ask the LIC Branch. They may even provide you books for free. This exam will test you if you can become a LIC Agent. You need to score at least 40% in the exam to qualify for the next step and to get the appointment letter.

6. Appointment Letter & Interview

After successfully qualifying in the exam, you will get an appointment letter with a unique code. Now you have to visit a development officer for a personal interview and further guidance. A specific development officer will be assigned to you according to your location. The name and location of the development officer will be mentioned in the appointment letter given to you.

7. Attending Interview & Traning will the officer.

This is the last step and you are almost ready to become an honorable LIC agent. The development officer will again take your interview but this time he will provide you with some knowledge, he will guide you further and will tell you how to start and some other important information required to be a perfect LIC agent. This time he will give you practical knowledge and it’s the most valuable knowledge. You are all set to go to start your journey as a LIC Agent.


how to pay lic premium online

LIC gives various Methods to pay LIC premium. Online Payment is the best option to pay LIC premium, many people doing the transaction through Online. We will discuss some of the payment methods further in the article.

These are 7 steps that you can follow to pay LIC premium online.

1. Pay Through ATM

If you are not able to pay LIC premium through offline, then you can easily pay LIC premium through ATM of Axis bank and other specified banks.

You can also pay the Health Insurance plan and online term plan of LIC premium through ATM, but note that the premium under the Salary saving scheme is not accepted.

For Payment, you have to just register for the same bank and check for the availability for paying.

2. National Automated Cleaning House

National Automated Cleaning House is an electronic payment facility from the National Payments Corporation of India.

You have to fill the form of the National Automated Cleaning House and then you have to submit the nearest branch of LIC.

After the form submission, if everything is going well then the payment of LIC Premium will be automatically debited from your bank account.

3. Pay Through Franchises

LIC has various Franchises, where you can do your payment. The list is below:

  • AP online
  • InstaPay
  • Suvidha Infroserve
  • MP online
  • CSC

4. Pay Through Franchises

At first, you have to Download Paytm App or you have to visit the website of Paytm, Then you have to add money on your Paytm wallet through Debit card/ credit card, net banking, UPI, etc.

After adding money on your wallet, you have to select Insurance >> LIC, then enter the Policy number and click on proceed, Then you have to enter the OTP from that Paytm number and your payment will be successful.

5. Pay Through LIC Website

First of all, visit the Official website of LIC. Where you can pay LIC Premium without registering as a customer or having a customer.

  • Pay Direct ( No need to log in)
  • Through Customer portal

A. Pay Direct

This option is only available for those who have not registered in the LIC premium. Visit this website:

You can pay 3 types of payment. The list is below:

  • Loan repayment.
  • Loan interest repayment
  • Premium Payment

Select Premium Payment Option. A pop up will show on your screen, just click on Proceed. Then you have to fill the form where you have to enter policy number, DOB, email id, mobile no. and other details.

After filling the form, check once that the detail is correct or not. If not you have to fill the form again.

Fill the Captcha Box and select I Agree and click on Submit. And, the next page will redirect you on the Payment page.

Choose your payment option from credit card, debit card, Internet banking, Bhim UPI, American express card and Pay.

B. Through Customer Portal

If you’ve chosen this method then first you have to first log-in to the LIC website. And, then select the policy for which you want to pay and then click on Check & Pay.

Then you have to confirm your mobile number/email Id, then click on check & pay. Choose your suitable Payment Gateway and complete your payment.

If you follow the pay direct method then the difference convenience charge taken from the different gateway.

6.LIC Customer App

You can also pay LIC Premium through their LIC Customer App. It follows the same process as we follow in the LIC premium website.

7. Pay LIC Premium Through Merchant

There are some merchants who are joined with the LIC premium payment, which can help you to pay LIC premium. The list is below:

  • Chief Organizers and Retired LIC employees
  • Empower agents who collect premiums through specified premium points
  • LIC Associates and Senior Business Associate who collect premiums through Life Plus Offices


Your research on how to become LIC Agent and How to pay LIC premium is over and we hope you are satisfied with this information. This was the complete guide in just 7 steps to becoming a LIC agent and pay LIC Premium. If you are looking for any job you can easily become a LIC agent.

If you want to log in to LIC Merchant you can click on the above button Merchant Login Here.