LIC Merchant is those individuals who are involved in the premium collection process by LIC of India. Merchants work like a link between Policy buyers and LIC of India. LIC merchant looks for details about Premium collection and also updates its details. 

This website is designed for LIC India agents, who are working online in the LIC portal and have access to the Premium collection process by LIC of India to login to LIC Merchant Login and the employee CLIA of LIC India. If they want to login to the LIC MERCHANT PORTAL, they can log in by clicking the above button MERCHANT LOGIN HERE.

How to Login in Lic Merchant Portal? (Step by step process)

  1. First of all, you have to open your Browsers. (You can use any browser like Google Chrome, Mozilla Firefox, UC Browser, and others too).
  2. After that, you have to search for the LIC merchant login.
  3. Then you have to click on the first link. This window is for those LIC agents who are authorized by LIC for Premium points.
  4. So, on this page, you are asked to fill up your LIC merchant Username and Password. 
  5. After filling LIC Merchant Username and password, you will see a new window in which you are logged in into MERCHANT PREMIUM COLLECTION PORTAL.

lic merchant login

How to reset LIC Merchant Portal password? {Step By Step Easy Process)

Suppose you want to log in onto the LIC Merchant agent portal but forgot the password and want to reset it. Don’t worry, after following this step by step process; you’ll be able to reset your password very easily.

Follow this step by step process given below:

  1. First of you have to visit the LIC merchant login Portal.
  2. You have to click on Change Password after that.
  3. After clicking you will be redirected to a new Page.
  4. On the new page, you have to fill the details to change your password.
  5. You have to fill your User Id, Current Password, New Password, and Confirm New Password.
  6. After Filling the, all details click on Reset Button.

How to Update LIC Merchant Email?

If you want to update your LIC Merchant Email then you can follow the give steps below:

  1. First of you have to visit the LIC merchant log in Portal.
  2. After that, you redirected to a new page after clicking on it.
  3. On the new page, you have to fill the details to update your email.
  4. Fill the details and add your Email Id.
  5. Then click on Update.

LIC INDIA Note: *Merchants not receiving Login OTP for premium collection can update Email Id as per the records available in the master of the agency.

*Email Id entered should be the same as in the agency master records available.

How to become a LIC Agent for LIC Merchant Login?


LIC ( Life Insurance Company Of India ) is one of India’s oldest and most trusted insurance companies. LIC has to build incredible trust among citizens. The secret of this much growth is its agents known to me and you as LIC agents.

The company itself provides the training to become an agent. Becoming a LIC agent is one of the most significant jobs. You are your boss, and you can do it both as part-time or full time.

If you are looking for a complete guide on becoming a LIC agent for LIC Merchant login access, you are at the right place.

Here’s a step by step guide on how to become a LIC Merchant or agent:

1. Eligibility Requirements Documents.

This is the first and most essential step to become a LIC agent. You must be at least 18 years old and must be a citizen of India. For this, you will require the Date Of Birth ( DOB ) certificate. It is an essential document we have. If you don’t have your DOB certificate then visit Municipal Corporation nearby and get it made. You will require this document when going for the interview.

2. Qualify in 10th Standard from School.

To become a LIC Agent, you must be qualified in the 10th class exams and have the school’s official certificate issued and signed by the school. If you are 10th passed but don’t have the certificate, visit your school and ask for it.

3. Must have A PAN Card.

It is the last document required to become a LIC agent. You must have your PAN Number or Pan Card ( Permanent Account Number ). If you have all these documents, then you are ready for the next step. If you don’t have then visit then, you can even apply online. You need to submit some documents such as photo, Aadhar card, DOB, or any other to get the PAN card. It will deliver to your address, and the date will be mentioned.

4. Interview and Training.

If your all required documents are with you, then you are ready for this step. Visit the nearest LIC Branch and meet the development officer. The development officer will take your interview, and if you are qualified, then the LIC Training program is waiting for you. The training program will be of 25 hours. In training, you will be getting all the information related to the exam and all other steps.

5. Prepare For IRDAI Exam.

After the personal training, you have to register for the IRDAI exam. Be sure you prepare well for the exam. For the preparation material, you can ask the LIC Branch. They may even provide you books for free. This exam will test you if you can become a LIC Agent. You need to score at least 40% in the exam to qualify for the next step and get the appointment letter.

6. Appointment Letter & Interview.

After successfully qualifying for the exam, you will get an appointment letter with a unique code. Now you have to visit a development officer for a personal interview and further guidance. A specific development officer will assign to you according to your location. The name and location of the development officer will be mentioned in the appointment letter given to you.

7. Attending Interview & Traning will the officer.

This is the last step, and you are almost ready to become an honourable LIC Merchant or Agent. The development officer will again take your interview. This time, he will provide you with some knowledge, he will guide you further and tell you how to start and some other important information required to be a perfect LIC agent. This time he will give you practical knowledge, and it’s the most valuable knowledge. You are all set to go to start your journey as a LIC Agent.


how to pay lic premium online

LIC gives various Methods to pay LIC premium. Online Payment is the best option to pay LIC premium, many people doing the transaction through Online using LIC Merchant. We will discuss some of the payment methods further in the article.

These are 7 steps that you can follow to pay LIC premium online.

1. Pay Through ATM

If you cannot pay LIC premium through offline, you can quickly pay LIC premium through ATM of Axis bank and other specified banks.

You can also pay the Health Insurance plan and online term plan of LIC premium through ATM, but note that the premium under the Salary saving scheme is not accepted.

For Payment, you have to register for the same bank and check for the availability for paying.

2. National Automated Cleaning House

National Automated Cleaning House is an electronic payment facility from the National Payments Corporation of India.

You have to fill the form of the National Automated Cleaning House and then you have to submit the nearest branch of LIC.

After the form submission, if everything is going well then the payment of LIC Premium will be automatically debited from your bank account.

3. Pay Through Franchises

LIC has various Franchises, where you can make your payment. The list is below:

  • AP online
  • InstaPay
  • Suvidha Infroserve
  • MP online
  • CSC

4. Pay Through Franchises

At first, you have to Download Paytm App or visit the website of Paytm; Then you have to add money on your Paytm wallet through Debit card/ credit card, net banking, UPI, etc.

After adding money on your wallet, you have to select Insurance >> LIC, enter the Policy number and click on proceed, Then you have to enter the OTP from that Paytm number, and your Payment will be successful.

5. Pay Through LIC Website

First of all, visit the Official website of LIC where you can pay LIC Premium without registering as a customer or having a customer.

  • Pay Direct ( No need to log in)
  • Through Customer portal

A. Pay Direct

This option is only available for those who have not registered in the LIC premium. Visit this website:

You can pay 3 types of payment. The list is below:

  • Loan repayment.
  • Loan interest repayment
  • Premium Payment

( I ) Select Premium Payment Option. A pop up will show on your screen, click on Proceed. You have to fill the form where you have to enter policy number, DOB, email id, mobile no. and other details. 

( II ) After filling the form, check once that the detail is correct or not. If not you have to fill the form again.

( III ) Fill the Captcha Box and select I Agree and click on Submit. And, the next page will redirect you on the Payment page.

( IV ) Choose your payment option from credit card, debit card, Internet banking, Bhim UPI, American express card, and Pay.

B. Through Customer Portal

If you’ve chosen this method, then first you have to first log-in to the LIC website. Then select the policy for which you want to pay and then click on Check & Pay.

Then you have to confirm your mobile number/email Id, then click on check & pay. Choose your suitable Payment Gateway and complete your payment.

If you follow the pay direct method then the difference convenience charge taken from the different gateway.

6. LIC Customer App

You can also pay LIC Premium through their LIC Customer App. It follows the same process as we follow in the LIC premium website.

7. Pay LIC Premium Through Merchant

Some LIC merchant is joined with the LIC premium payment, which can help you pay LIC premium. The list is below:

  • Chief Organizers and Retired LIC employees
  • Empower agents who collect premiums through specified premium points
  • LIC Associates and Senior Business Associate who collect premiums through Life Plus Offices


Your research on LIC Merchant, how to become LIC Agent and How to pay LIC premium is over and we hope you are satisfied with this information. This was the complete guide in just 7 steps to becoming a LIC agent and pay LIC Premium. If you are looking for any job you can easily become a LIC agent.

If you want to log in to LIC Merchant you can click on the above button Merchant Login Here.